Public Provident Fund (PPF)

Apart from your regular pension contribution, an investment in PPF account can save lots of tax as all the deposits made are deductible under section 80C.
Further, all the accumulated principal and interest are exempted from tax at the time of withdrawal.

What We Like

  • More interest rate than bank fixed deposit
  • Returns are tax free
  • Time taken to double the investment = 9 years


  • The PPF account can not be closed before 15 years.
  • Partial withdrawal is possible only after completion of 6 years.